Real Estate Loans in Fredericksburg Texas

Getting a loan in the Texas Hill Country

While there are many home buyers that choose to plunk down cash for their new home in Fredericksburg Texas, quite often a buyer will opt to use the leverage of a loan to finance the purchase. And for some buyers, the only option available to afford a new Texas Hill Country home is to borrow the funds. Either way, acquiring a loan is a process with several steps and many considerations.

One of the first things to consider is where to obtain the loan. Mortgage companies and banks saturate the media with opportunities to take on debt. Which of these to choose is a challenge, but here is one option that may make sense to you; choosing a local lender.

Much of the real estate in Fredericksburg has unique characteristics. In fact, that is why many people choose to move here. However, this positive aspect of the Texas Hill Country is not always appreciated or understood by large bureaucratized financial organizations. Property values in Fredericksburg are difficult to predict from house to house because of the many variables that contribute to an appraisal. Finding Fredericksburg homes similiar enough to use for a Comparable Market Analysis is challenging at best. And whether a home is 'Historic', located near Main Street, or has potential for remodeling or perhaps potential commercial use is not easily determined without close examination. Fredericksburg is a small town but there is great diversity in its real estate market.

Here are some local lenders you may wish to contact:

• Arrowhead Bank - 502 S. Adams, Fredericksburg, TX - (830) 997-9300
• MainStreets of Texas Mortgage - 104 S. Elk, Fredericksburg, TX - (830)9211
• Capital Farm Credit Federal Land Bank Association - 1001 Sidney Baker, Kerrville, TX - (830)57-4444
• First AG Credit FCS - 810 N. Milam, Fredericksburg, TX - (830) 992-2110
• Security State Bank and Trust - 201 W. Main St., Fredericksburg, TX - (830) 997-7575

• Most of these lenders offer very competitive rates and excellent customer service. They will give you service with a smile and a friendly welcome to Fredericksburg.

  Please feel free to call me with any questions and I would be happy to introduce you personally to a lender of your choice.

  Sincerely,

  Brett Bruster

  (830) 456-6243