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Frequently Asked Questions
Home Insurance

The Assurance of Home Insurance!

Some people think only of the cost of the downpayment when they first consider buying a home. However, there are a number of other things that contribute to the total cost of owning a home. One very important expense to keep in mind is homeowners’ insurance. Owning a house is a big investment and usually represents the bulk of savings for the owner.  If your house were to be destroyed, how would you replace it?  Not only is it in your best interest to have the assurance of insurance but most lenders require it.

When comparing rates for homeowners’ insurance, check with several different companies for quotes. There is also usually the option of bundling your insurance policies. Sometimes discounts are available if you use the same carrier for both auto and homeowners’ policies. To save money on insurance, you might also considert increasing your deductible. A deductible is the amount of money you must pay toward a loss before your insurance will kick in and pay the rest. Home insurance deductibles normally start around $250. But, if you raise your deductible to:
  • $500, you'll save up to 12% on your premiums
  • $1,000? Save up to 24%
  • $2,500? Save up to 30%
  • $5,000? Save up to 37%

When you buy a home, understanding the total costs involved will help put your mind at ease.

Please feel free to call me with any questions.

Sincerely,

Brett A. Bruster, MBA, e-PRO, SRES, ABR
Realtor Associate
CC Herber Co., Real Estate
145 E. Main St.
Fredericksburg, TX. 78624
Brett@brettbruster.com
(830)997-4323 Office
(830)997-8258 Home
(830)456-6243 Cell


For more information about Fredericksburg Texas and Texas Hill Country real estate, visit our Frequently Asked Questions or Links page.



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Search these listings:
Acreage Variable Acres - S/W of Fredericksburg Fredericksburg, Texas See Info
4/ 3/ 1 - 2816 Sq Ft - Fredericksburg Fredericksburg, Texas $519,000
10 Acres - Kramer rd. Harper, Gillespie Co., Texas $69,000
8.733 Acres - Fredericksburg, Texas $179,500
25 Acres - North of Fredericksburg Fredericksburg, $650,000
4.4 Acres Acres - N/E of Fredericksburg Fredericksburg, Texas $176,000
3/3/None - 1,380 Sq Ft - S of Main Street Fredericksburg, Texas $415,000
9.718 Acres - Fredericksburg, Texas $199,500
60 + / - Acres - East of Fredericksburg Hye, Blanco County, Texas $477,000
50+ Acres - N/W of Fredericksburg Fredericksburg, Texas $499,000
188 Acres - North of Fredericksburg Fredericksburg, Texas $1,600,000
300+/- Acres - South of Fredericksburg Fredericksburg, Texas $2,400,000
57.5 acres Acres - Fredericksburg, Texas $575,000
3/3/Yes - 1644 Sq Ft - N/E of Fredericksburg Fredericksburg, Texas $224,900
5/3/DBL - 3679 Sq Ft - S/W of Fredericksburg Fredericksburg, Texas $1,100,000
2/1/Sing - 1,010 Sq Ft - Fredericksburg Fredericksburg, Texas $ 164,900
135.04 Acres - N/W Gillespie County Harper, Gillespie County, TX $575,900
8.786 Acres - Fredericksburg, Texas $189,500
108.2 Acres - Fredericksburg, Texas $ 810,000
4.29 Acres - Fredericksburg, Texas $125,000
24.99 Acres - Fredericksburg, Texas $287,500
3/2/ - 2258 Sq Ft - Fredericksburg, Texas $315,000
14.93 Acres - Fredericksburg, Texas $375,000
25 Acres - Fredericksburg, Texas $325,000

Contact Brett at: (830) 456-6243 or email brett@brettbruster.com
Proud Member of the Fredericksburg Chamber of Commerce
Copyright Brett Bruster - All rights reserved -2006

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